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Six Acoustic Guitar Tips
Here are a few free acoustic guitar tips every beginner will probably learn sooner or later. Some are harder to learn than others; forewarned is forearmed.
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The Virgins and ASCAP: Did A Performance Rights Organization Do Anything For Us?
In 1995 I moved back to my hometown of Milwaukee with a group of college friends to start a band. We called ourselves The Virgins. Over the next five years this name would prove to be somewhat prescient. We played hundreds of shows throughout the Midwest, recorded one six-song cassette and two CDs, and made a lot of naive assumptions.
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Cool Gizmo Alert: Genz-Benz G-Flex 2x12
We're proud to launch a new product review series sponsored by YourGuitarist. YourGuitarist.com is a web site offering Internet based development of custom guitar tracks for artists worldwide. YourGuitarist.com allows musicians to avoid the high studio fees usually associated with producing guitar tracks for their songs.
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Sky Box

Protect Your Gear with Insurance
By Jeffrey Fisher,

MusicDish Network Sponsor
What's the best way to insure your music and sound gear? If you consider your gear personal property, your homeowner's or renter's insurance policy should protect it. Ask your insurance carrier to be sure. However, if you do use your equipment for business (and hopefully exploit the tax advantages of this strategy) you MUST check with your insurance carrier. You may need a rider to your personal policy or even a separate policy altogether. Go visit your insurance agent in person and explain your situation fully and accurately. Here are some of the questions you need clearly answered.

* What perils are excluded? You need to be sure that you aren't taking any unnecessary risks. Make sure that the perils you may face (fire, water, theft, and natural disaster) are covered. Acts of war are never covered. Of course, the chances of a war wiping out your equipment are rare. And even if it did happen, you'd probably have a lot more to worry about besides the loss of your gear.

* When and where is the coverage effective? What happens if you cover only home use and something gets stolen from your car on the way to a gig?

* What is the premium? This is the amount you pay for a certain level of coverage. Make sure the coverage amount you choose accurately reflects the gear you have or will replace. Don't pay for coverage you don't need, but don't risk coming up short either.

* What is the deductible? This is the minimum loss you must have before the insurance kicks in. For example, if you have a $250 deductible and suffer a $1000 loss, upon approval of the claim, the insurance company will send you a check for $750. You are responsible for the first $250. This next point is really important: Unlike medical deductibles which accrue during the year, loss policies are per incident. You will pay the deductible for EACH claim that you make. If gear keeps disappearing, and you send in multiple claims during the year, it could end up costing you more than you planned.

* What are the policy limits? This is usually a total dollar amount per occurrence. Is this enough to cover you in the event of total disaster? Also, does the policy pay replacement cost or cash value? Replacement cost pays you the amount to fully replace the item lost while the cash value pays only the item's current market value. If your synth gets ripped, and you choose to replace it, you will get the amount needed to buy a new, comparable synth that is "like kind and value" (even if it costs more than the original purchase). Make sure you have a clear understanding of what your policy provides. At cash value you'd probably receive only 10-20 percent of the original price you paid. Some policies say that if you choose not to replace the item you will only get the cash value. One of my clients suffered a theft loss and after spending countless hours totaling up the replacement value of the stolen items decided not to replace them. They were surprised when the insurance settlement came, as it had the far, far lower cash value figures instead of the anticipated replacement numbers.

* How are claims settled? You want details about what you must do to expedite approval. For example, if an item gets stolen, does the insurance carrier require a police report?

* What documentation do you need? Do what the insurance carrier suggests. At the very least, record an inventory of all your gear (including computer software). Record its name, model number, serial number, original purchase price, and purchase date. Keep these records off-site and also give a copy to your insurance agent to keep with your file. This is the evidence you would need in the event of a loss. You may want to have regular appraisals for certain items, such as vintage gear, and file them with your insurance agent, too. Also, take photographs or a videotape of your gear. Use a camcorder, focus on every piece of gear for a few seconds, and describe it. Store this videotape off-site.

* Also, if you have people visiting your business (project studio, for instance), you may also need to consider liability insurance to cover accidents. The same rules applies: if the people are there for business reasons, make sure your policy covers it.

Take this article to your insurance agent and make sure you get the answers you need to protect your gear investment and sleep better at night.

Provided by the MusicDish Network. Copyright © Tag It 2005 - Republished with Permission

Grand Stand


MusicDish Network Promotes 60's Love Child Astrella-Celeste


MusicDish, an Internet music magazine publisher and artist marketing/development firm, is proud to announce the addition of Pop/Jazz singer Astrella Celeste to the MusicDish Network roster. Combining a variety of online viral marketing strategies, the MusicDish Network will be coordinating a broad campaign in support of her debut album "Blue Star" (the Spanish translation of Astrella Celeste).
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SKY BOX

MusicDish At MIDEM: J-Music Distribution, France

J-Music Distribution describes itself as "the very first European distributor of Japanese music whose activities link Japanese artists and their management, Japanese record companies, and European distributors together to provide a stable framework of distribution from artists to music retail store."

Formed in December 2005, J-Music Distribution representatives brought their business vision to "MIDEM, The World Music Market's 40th Edition" conference in Cannes, France.

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BERKLEE NEWS
Toshi Reagon to Present Fanny with ROCKRGRL Women of Valor Award On April 20
Toshi Reagon has been named to present pioneering all-female rock group Fanny with the ROCKRGRL Women of Valor Award, Friday, April 20, at the Berklee Performance Center, located at 136 Massachusetts Ave., Boston. Read more...
STAGE RIGHT
Musicians Turn to Short Run DVD Production
Today's independent musicians have started using new technologies including On Demand Short Run CD/DVD Production, enabling them to order smaller batches of CDs and DVDs in real time online 24/7 and ship to customers, one at a time.
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Synesthesia Announces Mandala 2.0 High-Def Drum And Synthesizer